State Farm® Insurance Agent Karmin Landry
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
JustAnotherCustomer
June 18, 2026
"Karmin has been our agent for maybe 16-17 years now. We had to leave Whidbey Island in 2017 but we kept Karmin. :) It's now 2026 and we're still with her. She can answer any insurance question you throw at her; we know because we've tossed a few odd questions and situations her way (I am the epitome of "if it can happen, it'll happen to me", lol). She's fun and friendly and makes the ins and outs of insurance a bit less of a struggle. I've truly enjoyed our emails over the years. Thank you, Karmin! :)"
"Wow! I can't believe it's been that long! Time flies when you're having fun😁Thank you so much for this incredible review. I always look forward to seeing your name pop up in my inbox, mostly because I know you're about to test my insurance knowledge with those "odd situations" - LOL! But honestly, helping you with all your insurance over the years has been an absolute joy. Here's to many more years and many more emails! 😊 -Karmin"
Jim
June 17, 2026
"We've been with State Farm and Karmin Landry for many years. She always responds immediately to any questions or concerns we have. Having a local agent available makes a difference."
"Hi Jim! Thank you so much for the wonderful review and highlighting the power of a local agent. We love being right here for you to answer those questions when they pop up. Thanks for trusting us with your insurance all these years. We really appreciate you! -Karmin"
Rob Goulet
June 2, 2026
"This State Farm team is the best hands down. I have moved to and from Oak Harbor WA and they not only have gone above and beyond with all my questions, they provided great low rates. When I make it back there, this will be the group I reach out to for all my insurance needs!"
"Rob, thank you for this incredible review! We think our team is pretty great too, but hearing it from you makes our day. Consider us your official Oak Harbor boomerang crew 😆 No matter how many times you move away, we'll be waiting for you to come back to us. Wishing you and your family all the best! -Karmin"
Z Fam
June 1, 2026
"Listen~ I can count with one hand how many times I am floored by a business who can handle and care for their clients professionally, respectfully, and proficiently ESPECIALLY in this day and age.
Karmin Landry and her crew go above and beyond to do just that. I do not know how many times I have called to ask questions about my policies, or needed to make changes, file a claim- the list goes on.
Each time they went out of their way to explain coverage options, ensure I was getting the best value, and always made me feel like a priority rather than just another customer.
Today I told them about my cracked windshield IN less than 5 minutes, they had a place for me to go to, with a referral, drew up my claim and I was on my way and already have an appt for a repair date!!!??? Yes please!
I don’t think these ladies get enough credit- just wanna give them all a shoutout- Shelly, Tracy, Emily, Alex and Karmin (and whoever else there)- thank you- you are a gift to our community and family!"
"Awwww!!! I can't even begin to tell you how much your review means to us!⭐ We try our absolute best to treat our customers like VIPs, so hearing this means the world to us. You just put a massive smile on all our faces! We hope the windshield replacement goes well, and you know we'll be here when you need us again 😎 -Karmin"
Anita Johnston Compass Realtor
May 31, 2026
"Karmin Landry and her Whidbey Island, Washington team have been my amazing insurance company for over 10 years now.
What I love about them- they remember all my anniversaries and life changes (typically before I do)
I bought a house on Whidbey Island, sold a house and they kept reaching out to see when to cancel the old policy …. And to update my mailing address- all the crazy details we often forget when we are deep in a move.
Karmin is also a phenomenal resource for all things Whidbey Island real estate insurance coverage questions- the house in on a bluff, the house is walkout waterfront, it’s in a flood zone"
"Thank you for sharing your experience, Anita! Our team loves being a proactive resource for our community, especially when it comes to the specific insurance nuances of Whidbey Island properties like waterfront, bluffs, and flood zone coverages. We are so grateful for your loyalty over the last 10+ years and are thrilled we could help make your recent move just a little bit easier.
Thanks for being an amazing customer AND one of the best real estate agents on Whidbey Island! 😁 -Karmin "
John Severson
May 31, 2026
"Karmin and her team helped me save money on my auto and renters insurance. Friendly and helpful. I highly recommend this office!"
"Thanks for the shout-out, John! Our team loves helping our customers find all the discounts they qualify for, and making sure we get you the coverage you need, but keep it in your budget. We’re so glad we could help you with your auto and renters insurance. We truly appreciate your business! -Karmin "
Fred Tipperton
May 30, 2026
"I've been working with this office for 10+ years and they continue to take such good care of me. Everyone in the office is great to work with!"
"Has it been over 10 years already?! I feel like I remember when you first stopped in to get a quote for insurance. I think I told you we'd win you over 😁 Very happy to have been right about that - lol! Thank you for the 5 stars, and thank you for being such a great customer. We appreciate you! -Karmin "
Rita Labelle
May 28, 2026
"I have to say Emily Dickerhoof was absolutely amazing we were not the easiest to deal with adding drivers deleting vehicles adding vehicle's trying to save money each vehicle needed a different extent of coverage, I mean I would have lost it trying to deal with us but Emily was so incredibly helpful and knowledgeable, she really took care of us and we are very thankful. I highly recommend them for your insurance needs.
Thank You Emily you Rock"
"Rita - you are hilarious! And Emily says she'll be happy to run through any more options you want to look at - lol! Seriously though, I love hearing that you had such a good experience and felt like you received such good service from our office. Getting your insurance customized to fit your needs and budget is really important, and we're happy to take as long as it needs to do that. We appreciate you (and the great review!) -Karmin "
Melissa Dlouhy
May 22, 2026
"Karmin Landry’s State Farm office is the best insurance company I’ve ever worked with. I recently needed help with a claim and Shelley Mendoza went above and beyond to get a fantastic result. She did research, reached out to other departments, and had perfect communication throughout the process. The customer service is out of this world! Every time I call they are kind and helpful! Being able to have a relationship with real people in an actual office is rare and so valuable in this crazy world of AI assistants. I can’t recommend Karmin Landry’s office highly enough! That are brilliant."
"Melissa - what an amazing, thoughtful review! I can't thank you enough for taking the time to share your sentiment. As AI and automation takes over at record speed, our office is committed to providing old fashioned, professional, kind and caring service and I love hearing the impact that's had on you. We'll be here for you whenever you need us - live and in person 😁 Thank you for the 5 stars!! -Karmin"
Denny Schauer
April 19, 2026
"Our Life Insurance claim was more complex yet they handled it with care and compassion, taking time to communicate each step clearly. Thank you."
"Denny - really appreciate you taking the time to give our office a review. Delivering on a life insurance policy might be the most important thing we do. I'm so happy to know we were able to help ease the burden a bit and help out during a tough time. All the best to you and your family. -Karmin"
Nathan Cantrell
March 18, 2026
"Very good service they help so much with getting what you want and making sure its truly what you need and want with insurance"
"We are so happy to hear you had a great experience! Our goal is to try to make insurance as easy as possible and help you find exactly what coverage fits your needs and budget. Appreciate you choosing us to help you! -Karmin"
George
March 15, 2026
"How lucky was I to get transferred to Karmin and associates when my former agent retired many years ago. I typically work with Tracy and she is knowledgable, kind and patient. No question is too dumb! I feel like I am talking with a close friend even though we may only interact a few times a year. Thanks, Tracy!"
"George - what a beautiful sentiment. And honestly - this is exactly the experience we want all of our customers to have - like you're talking to a friend (a friend who happens to know A LOT about insurance - lol!) We feel like we are the lucky ones to get to work with you all these years. Appreciate you! -Karmin "
Gracie Olson
March 3, 2026
"The agent I worked with was Tracy, she was so kind and very helpful with getting me insurance!"
"Hi Gracie! We're so happy Tracy could help you find the best insurance options at the best rate. She's definitely our resident "kindness expert" and I'm happy to hear she helped make your move to our area a little easier. Welcome to our office! We promise to keep looking out for you 😁-Karmin"
Samuel Pritchett
March 3, 2026
"Going through the other reviews, I can’t really add much that hasn’t been said but to have a company out there that still provides great customer support is getting harder to find. The Karmen Landry group has the best customer support I have experienced in a long time. Tracy was so easy to work with. She really knows her stuff. I would give them 7 stars if Google would let me."
"Samuel - we appreciate this review SO much! We are currently petitioning Google to add those extra two stars just for you! ⭐⭐ Thank you so much for the kind words. We agree - Tracy is a rockstar and we're so glad she could help you. We're thrilled to have you as part of our office and the State Farm family! -Karmin"
Cinda Redmon
February 20, 2026
"These folks are fantastic, highly recommend!! I've worked directly with Karmin (the Agent) as well as with members of her team. They are all extremely knowledgeable and professional - and you definitely feel like you are in good hands. I am so grateful to have them taking care of me!"
"We are definitely the lucky ones, Cinda! It's been amazing getting to work with you for so long and I truly appreciate the nice words about our office and the whole team. Looking forward to continuing to take great care of you! -Karmin "
Carl Phillips
February 13, 2026
"Had Excellent Professional service from Elizabeth the agent, explained precisely what was being done and efficiently handled it. I’m very satisfied."
"Thank you for the great feedback, Carl! It's wonderful to hear you had such a positive experience with Elizabeth. We pride ourselves on top-tier service, and we're so happy to get to help you with your insurance. We truly appreciate all the years you've been insured with us! -Karmin"
Margaret McCrath Stiles
January 31, 2026
"We feel extremely blessed to have connected with Karmin Landry's State Farm Insurance office in Oak Harbor, WA. Not only have we saved money on our auto and home insurance but, we have found ourselves in the hands of an amazing and competent agent. Karmin's professional and personalized oversight makes dealing with insurance matters something to look forward to!"
"Midge - it's been such a pleasure working with you and your husband for so many years. We always look forward to your return to the Island and your office visits really do brighten our day. Thank you for the kind words - the feeling is mutual! -Karmin "
Kenneth Lawson
January 29, 2026
"My Mom moved out from Cali and wanted to stay with State Farm. I told her I would be happy to go through who we had. She said she would like to Compare. State Farms Quote for the same level of Service was quite a bit cheaper. So I asked Lydia. Could you quote me for my stuff. Home Boat and 2 Cars.Same Coverage on the Cars, Better Coverage on the Boat, and the House. Yes it was all less expensive but, without the customer service less expensive is not what its cracked up to be. Lydia thank you."
Joni Mittendorf
January 29, 2026
"Karmin and her staff are amazing to work with! I absolutely love Tracy and that I can call or email and get help right away!"
"Joni! What an awesome way to start our day! Thank you so much. I absolutely love hearing that you know Tracy is there for you whenever you need her (along with the rest of us). This is especially heartening coming from one of our "original" customers - 15 years and counting! We appreciate you so much 😁-Karmin"
Jared Buschschulte
January 21, 2026
"Tracy is wonderful. She is extremely knowledgeable and everytime I go in she is able to answer all my questions with clarity. In my 22 years of paying my own bills, she has been hands down the best insurance rep I’ve had the pleasure of dealing with."
"Thank you so much, Jared! I'm so proud to have Tracy as one of the leaders on our team and I know she does everything she can to make sure customers like you are well taken care of. I promise we're not letting her go anywhere 😁 We appreciate you! -Karmin "
Jahnna Fetter
January 18, 2026
"Karmin Landry saved us thousands per yr after a new driver fender bender!!!! Thank you love this agent!!!!"
"I am so happy we were able to help you with this! We know how hard it is when insurance rates go up after an accident (especially with a young driver). So glad we found a good option for you! -Karmin "
Sarah Gelis
January 15, 2026
"Nothing but great experiences with this office, Tracy is absolutely amazing!!"
"Hi Sarah, thank you so much for the 5-star review! We know that insurance can be complex, so we’re thrilled to hear that Tracy has made your experience so positive. She’s a fantastic advocate for our clients, and she's all smiles after your review😁 Thank you for trusting us to protect what matters most to you! -Karmin "
Alexandra Buschschulte
January 15, 2026
"Tracy is absolutely amazing, she is without a doubt the best insurance agent I have ever dealt with. Always takes the time to listen and help and has helped me make informed decisions such an easy task. I was so sad to have to switch when I was sent to a different state and am so thrilled to be back so she can be my agent again."
"Thank you so much for the kind words! We are absolutely thrilled to have you back on Whidbey (and back with our office 😁) Tracy truly prides herself on making insurance as easy and stress-free as possible for our customers and it’s a huge compliment you sought us out again. Welcome home, and we’re so happy to get to take great care of you again! -Karmin "
Mary Edwards
January 15, 2026
"Traci has always taken wonderful care of us!!!"
"Thank you so much for the review - it really means the world to us. Tracy has been in our office since Day 1 and is amazing at what she does. I'm so happy you have had such a good experience and know she's looking out for you (along with the rest of us). We appreciate you!! -Karmin "
Tânia Antonieli
January 12, 2026
"Shelley is THE BEST! She was able to sabe us $500 per MONTH! I definitely recommend them, because they really care to build a relationship with you. THANK YOU SHELLEY!!!!!!"
"You just made our Monday feel like a Friday! 🚀 Thanks for the 5 stars and for trusting us with your insurance. If you need help spending that extra $500 every month, we can help with that too - LOL!! -Karmin "