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Leave Us a Review

Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.


Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

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Lori Watkins

July 21, 2026

5  out of  5
rating by Lori Watkins
"Always a pleasure to work with this Agency. Tracy has been my go to person for years!"
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G. Michael Rice

July 21, 2026

5  out of  5
rating by G. Michael Rice
"Prompt. . .knowledgeable. . .friendly!"
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Aaron Chaiclin

July 20, 2026

5  out of  5
rating by Aaron Chaiclin
"Karmin and her team are a dream to work with. Best State Farm agents I've used in my 30+ years with State Farm."
We responded:
"Wow, Aaron! I don't think it gets any better than receiving a compliment like this, coming from someone who's been insured with State Farm for so long. Thanks for taking the time to share your experience - people like you are the reason we're here and we truly appreciate getting to help you with your insurance. -Karmin"
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Shirley Stettler

July 18, 2026

5  out of  5
rating by Shirley Stettler
"Karmin was so very helpful, and very communicative! She made the whole process of switching car and home insurance simple, and without stress. Tha k you so much!"
We responded:
"Awwww!!! Thank you, Shirley! I'm so excited we were able to help you guys and save you some real money!! Looking forward to working with you and promise to be here if and when you need us 😁 -Karmin"
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April Noren

July 16, 2026

5  out of  5
rating by April Noren
"We moved across country from Maryland to Washington and the registration/insurance for vehicles/boat/RV can be overwhelming from state to state. Karmin Landry's State Farm Insurance office in Oak Harbor, WA did an amazing job! They were prompt and friendly in responding to my needs, they communicated with my old MD State Farm and the MD DMV to make the necessary corrections if needed. I totally recommend this office for your insurance needs."
We responded:
"April - thank you SO much for taking the time to leave such a thoughtful review. My team and I know how stressful it can be to move and get settled into a new place. I'm happy to hear we were able to help make the insurance part of move a little easier. We appreciate you! -Karmin"
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JustAnotherCustomer

June 18, 2026

5  out of  5
rating by JustAnotherCustomer
"Karmin has been our agent for maybe 16-17 years now. We had to leave Whidbey Island in 2017 but we kept Karmin. :) It's now 2026 and we're still with her. She can answer any insurance question you throw at her; we know because we've tossed a few odd questions and situations her way (I am the epitome of "if it can happen, it'll happen to me", lol). She's fun and friendly and makes the ins and outs of insurance a bit less of a struggle. I've truly enjoyed our emails over the years. Thank you, Karmin! :)"
We responded:
"Wow! I can't believe it's been that long! Time flies when you're having fun😁Thank you so much for this incredible review. I always look forward to seeing your name pop up in my inbox, mostly because I know you're about to test my insurance knowledge with those "odd situations" - LOL! But honestly, helping you with all your insurance over the years has been an absolute joy. Here's to many more years and many more emails! 😊 -Karmin"
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Jim

June 17, 2026

5  out of  5
rating by Jim
"We've been with State Farm and Karmin Landry for many years. She always responds immediately to any questions or concerns we have. Having a local agent available makes a difference."
We responded:
"Hi Jim! Thank you so much for the wonderful review and highlighting the power of a local agent. We love being right here for you to answer those questions when they pop up. Thanks for trusting us with your insurance all these years. We really appreciate you! -Karmin"
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Denny Schauer

April 19, 2026

5  out of  5
rating by Denny Schauer
"Our Life Insurance claim was more complex yet they handled it with care and compassion, taking time to communicate each step clearly. Thank you."
We responded:
"Denny - really appreciate you taking the time to give our office a review. Delivering on a life insurance policy might be the most important thing we do. I'm so happy to know we were able to help ease the burden a bit and help out during a tough time. All the best to you and your family. -Karmin"
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Nathan Cantrell

March 18, 2026

5  out of  5
rating by Nathan Cantrell
"Very good service they help so much with getting what you want and making sure its truly what you need and want with insurance"
We responded:
"We are so happy to hear you had a great experience! Our goal is to try to make insurance as easy as possible and help you find exactly what coverage fits your needs and budget. Appreciate you choosing us to help you! -Karmin"
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George

March 15, 2026

5  out of  5
rating by George
"How lucky was I to get transferred to Karmin and associates when my former agent retired many years ago. I typically work with Tracy and she is knowledgable, kind and patient. No question is too dumb! I feel like I am talking with a close friend even though we may only interact a few times a year. Thanks, Tracy!"
We responded:
"George - what a beautiful sentiment. And honestly - this is exactly the experience we want all of our customers to have - like you're talking to a friend (a friend who happens to know A LOT about insurance - lol!) We feel like we are the lucky ones to get to work with you all these years. Appreciate you! -Karmin "
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Gracie Olson

March 3, 2026

5  out of  5
rating by Gracie Olson
"The agent I worked with was Tracy, she was so kind and very helpful with getting me insurance!"
We responded:
"Hi Gracie! We're so happy Tracy could help you find the best insurance options at the best rate. She's definitely our resident "kindness expert" and I'm happy to hear she helped make your move to our area a little easier. Welcome to our office! We promise to keep looking out for you 😁-Karmin"
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Samuel Pritchett

March 3, 2026

5  out of  5
rating by Samuel Pritchett
"Going through the other reviews, I can’t really add much that hasn’t been said but to have a company out there that still provides great customer support is getting harder to find. The Karmen Landry group has the best customer support I have experienced in a long time. Tracy was so easy to work with. She really knows her stuff. I would give them 7 stars if Google would let me."
We responded:
"Samuel - we appreciate this review SO much! We are currently petitioning Google to add those extra two stars just for you! ⭐⭐ Thank you so much for the kind words. We agree - Tracy is a rockstar and we're so glad she could help you. We're thrilled to have you as part of our office and the State Farm family! -Karmin"
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Cinda Redmon

February 20, 2026

5  out of  5
rating by Cinda Redmon
"These folks are fantastic, highly recommend!! I've worked directly with Karmin (the Agent) as well as with members of her team. They are all extremely knowledgeable and professional - and you definitely feel like you are in good hands. I am so grateful to have them taking care of me!"
We responded:
"We are definitely the lucky ones, Cinda! It's been amazing getting to work with you for so long and I truly appreciate the nice words about our office and the whole team. Looking forward to continuing to take great care of you! -Karmin "
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Carl Phillips

February 13, 2026

5  out of  5
rating by Carl Phillips
"Had Excellent Professional service from Elizabeth the agent, explained precisely what was being done and efficiently handled it. I’m very satisfied."
We responded:
"Thank you for the great feedback, Carl! It's wonderful to hear you had such a positive experience with Elizabeth. We pride ourselves on top-tier service, and we're so happy to get to help you with your insurance. We truly appreciate all the years you've been insured with us! -Karmin"
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Margaret McCrath Stiles

January 31, 2026

5  out of  5
rating by Margaret McCrath Stiles
"We feel extremely blessed to have connected with Karmin Landry's State Farm Insurance office in Oak Harbor, WA. Not only have we saved money on our auto and home insurance but, we have found ourselves in the hands of an amazing and competent agent. Karmin's professional and personalized oversight makes dealing with insurance matters something to look forward to!"
We responded:
"Midge - it's been such a pleasure working with you and your husband for so many years. We always look forward to your return to the Island and your office visits really do brighten our day. Thank you for the kind words - the feeling is mutual! -Karmin "
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Kenneth Lawson

January 29, 2026

5  out of  5
rating by Kenneth Lawson
"My Mom moved out from Cali and wanted to stay with State Farm. I told her I would be happy to go through who we had. She said she would like to Compare. State Farms Quote for the same level of Service was quite a bit cheaper. So I asked Lydia. Could you quote me for my stuff. Home Boat and 2 Cars.Same Coverage on the Cars, Better Coverage on the Boat, and the House. Yes it was all less expensive but, without the customer service less expensive is not what its cracked up to be. Lydia thank you."
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Joni Mittendorf

January 29, 2026

5  out of  5
rating by Joni Mittendorf
"Karmin and her staff are amazing to work with! I absolutely love Tracy and that I can call or email and get help right away!"
We responded:
"Joni! What an awesome way to start our day! Thank you so much. I absolutely love hearing that you know Tracy is there for you whenever you need her (along with the rest of us). This is especially heartening coming from one of our "original" customers - 15 years and counting! We appreciate you so much 😁-Karmin"
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Jared Buschschulte

January 21, 2026

5  out of  5
rating by Jared Buschschulte
"Tracy is wonderful. She is extremely knowledgeable and everytime I go in she is able to answer all my questions with clarity. In my 22 years of paying my own bills, she has been hands down the best insurance rep I’ve had the pleasure of dealing with."
We responded:
"Thank you so much, Jared! I'm so proud to have Tracy as one of the leaders on our team and I know she does everything she can to make sure customers like you are well taken care of. I promise we're not letting her go anywhere 😁 We appreciate you! -Karmin "
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Jahnna Fetter

January 18, 2026

5  out of  5
rating by Jahnna Fetter
"Karmin Landry saved us thousands per yr after a new driver fender bender!!!! Thank you love this agent!!!!"
We responded:
"I am so happy we were able to help you with this! We know how hard it is when insurance rates go up after an accident (especially with a young driver). So glad we found a good option for you! -Karmin "
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Sarah Gelis

January 15, 2026

5  out of  5
rating by Sarah Gelis
"Nothing but great experiences with this office, Tracy is absolutely amazing!!"
We responded:
"​Hi Sarah, thank you so much for the 5-star review! We know that insurance can be complex, so we’re thrilled to hear that Tracy has made your experience so positive. She’s a fantastic advocate for our clients, and she's all smiles after your review😁 Thank you for trusting us to protect what matters most to you! -Karmin "
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Alexandra Buschschulte

January 15, 2026

5  out of  5
rating by Alexandra Buschschulte
"Tracy is absolutely amazing, she is without a doubt the best insurance agent I have ever dealt with. Always takes the time to listen and help and has helped me make informed decisions such an easy task. I was so sad to have to switch when I was sent to a different state and am so thrilled to be back so she can be my agent again."
We responded:
"​Thank you so much for the kind words! We are absolutely thrilled to have you back on Whidbey (and back with our office 😁) Tracy truly prides herself on making insurance as easy and stress-free as possible for our customers and it’s a huge compliment you sought us out again. Welcome home, and we’re so happy to get to take great care of you again! -Karmin "
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Mary Edwards

January 15, 2026

5  out of  5
rating by Mary Edwards
"Traci has always taken wonderful care of us!!!"
We responded:
"Thank you so much for the review - it really means the world to us. Tracy has been in our office since Day 1 and is amazing at what she does. I'm so happy you have had such a good experience and know she's looking out for you (along with the rest of us). We appreciate you!! -Karmin "
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Tânia Antonieli

January 12, 2026

5  out of  5
rating by Tânia Antonieli
"Shelley is THE BEST! She was able to sabe us $500 per MONTH! I definitely recommend them, because they really care to build a relationship with you. THANK YOU SHELLEY!!!!!!"
We responded:
"You just made our Monday feel like a Friday! 🚀 Thanks for the 5 stars and for trusting us with your insurance. If you need help spending that extra $500 every month, we can help with that too - LOL!! -Karmin "
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Estelle Johnson

December 30, 2025

5  out of  5
rating by Estelle Johnson
"Shelley was able to improve all our coverage and save is money at the same time. Wow...double win. She was awesome."
We responded:
"Thanks for the kind words, Estelle! You just made our day with your 5 star review. We're thrilled to have you as a new customer with our office and are really looking forward to working with you. And I couldn't agree more - Shelley is awesome! 😁-Karmin"
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Phuong Tran

November 11, 2025

5  out of  5
rating by Phuong Tran
"Shelley provided great service and very knowledgeable and experienced with military members and was able to provide sound and helpful directions to solve complex situations that cannot be done over the phone."
We responded:
"I'm so happy to hear Shelley was able to help you! We know that everyone's situation is unique and we'll always do our best to help explain options and make sure you're getting the best service possible. Thank you so much for the amazing review - it means the world to our local business. -Karmin "