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Leave Us a Review

Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.


Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

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George

March 15, 2026

5  out of  5
rating by George
"How lucky was I to get transferred to Karmin and associates when my former agent retired many years ago. I typically work with Tracy and she is knowledgable, kind and patient. No question is too dumb! I feel like I am talking with a close friend even though we may only interact a few times a year. Thanks, Tracy!"
We responded:
"George - what a beautiful sentiment. And honestly - this is exactly the experience we want all of our customers to have - like you're talking to a friend (a friend who happens to know A LOT about insurance - lol!) We feel like we are the lucky ones to get to work with you all these years. Appreciate you! -Karmin "
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Gracie Olson

March 3, 2026

5  out of  5
rating by Gracie Olson
"The agent I worked with was Tracy, she was so kind and very helpful with getting me insurance!"
We responded:
"Hi Gracie! We're so happy Tracy could help you find the best insurance options at the best rate. She's definitely our resident "kindness expert" and I'm happy to hear she helped make your move to our area a little easier. Welcome to our office! We promise to keep looking out for you 😁-Karmin"
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Samuel Pritchett

March 3, 2026

5  out of  5
rating by Samuel Pritchett
"Going through the other reviews, I can’t really add much that hasn’t been said but to have a company out there that still provides great customer support is getting harder to find. The Karmen Landry group has the best customer support I have experienced in a long time. Tracy was so easy to work with. She really knows her stuff. I would give them 7 stars if Google would let me."
We responded:
"Samuel - we appreciate this review SO much! We are currently petitioning Google to add those extra two stars just for you! ⭐⭐ Thank you so much for the kind words. We agree - Tracy is a rockstar and we're so glad she could help you. We're thrilled to have you as part of our office and the State Farm family! -Karmin"
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Cinda Redmon

February 20, 2026

5  out of  5
rating by Cinda Redmon
"These folks are fantastic, highly recommend!! I've worked directly with Karmin (the Agent) as well as with members of her team. They are all extremely knowledgeable and professional - and you definitely feel like you are in good hands. I am so grateful to have them taking care of me!"
We responded:
"We are definitely the lucky ones, Cinda! It's been amazing getting to work with you for so long and I truly appreciate the nice words about our office and the whole team. Looking forward to continuing to take great care of you! -Karmin "
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Carl Phillips

February 13, 2026

5  out of  5
rating by Carl Phillips
"Had Excellent Professional service from Elizabeth the agent, explained precisely what was being done and efficiently handled it. I’m very satisfied."
We responded:
"Thank you for the great feedback, Carl! It's wonderful to hear you had such a positive experience with Elizabeth. We pride ourselves on top-tier service, and we're so happy to get to help you with your insurance. We truly appreciate all the years you've been insured with us! -Karmin"
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Margaret McCrath Stiles

January 31, 2026

5  out of  5
rating by Margaret McCrath Stiles
"We feel extremely blessed to have connected with Karmin Landry's State Farm Insurance office in Oak Harbor, WA. Not only have we saved money on our auto and home insurance but, we have found ourselves in the hands of an amazing and competent agent. Karmin's professional and personalized oversight makes dealing with insurance matters something to look forward to!"
We responded:
"Midge - it's been such a pleasure working with you and your husband for so many years. We always look forward to your return to the Island and your office visits really do brighten our day. Thank you for the kind words - the feeling is mutual! -Karmin "
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Kenneth Lawson

January 29, 2026

5  out of  5
rating by Kenneth Lawson
"My Mom moved out from Cali and wanted to stay with State Farm. I told her I would be happy to go through who we had. She said she would like to Compare. State Farms Quote for the same level of Service was quite a bit cheaper. So I asked Lydia. Could you quote me for my stuff. Home Boat and 2 Cars.Same Coverage on the Cars, Better Coverage on the Boat, and the House. Yes it was all less expensive but, without the customer service less expensive is not what its cracked up to be. Lydia thank you."
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Joni Mittendorf

January 29, 2026

5  out of  5
rating by Joni Mittendorf
"Karmin and her staff are amazing to work with! I absolutely love Tracy and that I can call or email and get help right away!"
We responded:
"Joni! What an awesome way to start our day! Thank you so much. I absolutely love hearing that you know Tracy is there for you whenever you need her (along with the rest of us). This is especially heartening coming from one of our "original" customers - 15 years and counting! We appreciate you so much 😁-Karmin"
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Jared Buschschulte

January 21, 2026

5  out of  5
rating by Jared Buschschulte
"Tracy is wonderful. She is extremely knowledgeable and everytime I go in she is able to answer all my questions with clarity. In my 22 years of paying my own bills, she has been hands down the best insurance rep I’ve had the pleasure of dealing with."
We responded:
"Thank you so much, Jared! I'm so proud to have Tracy as one of the leaders on our team and I know she does everything she can to make sure customers like you are well taken care of. I promise we're not letting her go anywhere 😁 We appreciate you! -Karmin "
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Jahnna Fetter

January 18, 2026

5  out of  5
rating by Jahnna Fetter
"Karmin Landry saved us thousands per yr after a new driver fender bender!!!! Thank you love this agent!!!!"
We responded:
"I am so happy we were able to help you with this! We know how hard it is when insurance rates go up after an accident (especially with a young driver). So glad we found a good option for you! -Karmin "
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Sarah Gelis

January 15, 2026

5  out of  5
rating by Sarah Gelis
"Nothing but great experiences with this office, Tracy is absolutely amazing!!"
We responded:
"​Hi Sarah, thank you so much for the 5-star review! We know that insurance can be complex, so we’re thrilled to hear that Tracy has made your experience so positive. She’s a fantastic advocate for our clients, and she's all smiles after your review😁 Thank you for trusting us to protect what matters most to you! -Karmin "
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Alexandra Buschschulte

January 15, 2026

5  out of  5
rating by Alexandra Buschschulte
"Tracy is absolutely amazing, she is without a doubt the best insurance agent I have ever dealt with. Always takes the time to listen and help and has helped me make informed decisions such an easy task. I was so sad to have to switch when I was sent to a different state and am so thrilled to be back so she can be my agent again."
We responded:
"​Thank you so much for the kind words! We are absolutely thrilled to have you back on Whidbey (and back with our office 😁) Tracy truly prides herself on making insurance as easy and stress-free as possible for our customers and it’s a huge compliment you sought us out again. Welcome home, and we’re so happy to get to take great care of you again! -Karmin "
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Mary Edwards

January 15, 2026

5  out of  5
rating by Mary Edwards
"Traci has always taken wonderful care of us!!!"
We responded:
"Thank you so much for the review - it really means the world to us. Tracy has been in our office since Day 1 and is amazing at what she does. I'm so happy you have had such a good experience and know she's looking out for you (along with the rest of us). We appreciate you!! -Karmin "
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Tânia Antonieli

January 12, 2026

5  out of  5
rating by Tânia Antonieli
"Shelley is THE BEST! She was able to sabe us $500 per MONTH! I definitely recommend them, because they really care to build a relationship with you. THANK YOU SHELLEY!!!!!!"
We responded:
"You just made our Monday feel like a Friday! 🚀 Thanks for the 5 stars and for trusting us with your insurance. If you need help spending that extra $500 every month, we can help with that too - LOL!! -Karmin "
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Estelle Johnson

December 30, 2025

5  out of  5
rating by Estelle Johnson
"Shelley was able to improve all our coverage and save is money at the same time. Wow...double win. She was awesome."
We responded:
"Thanks for the kind words, Estelle! You just made our day with your 5 star review. We're thrilled to have you as a new customer with our office and are really looking forward to working with you. And I couldn't agree more - Shelley is awesome! 😁-Karmin"
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Phuong Tran

November 11, 2025

5  out of  5
rating by Phuong Tran
"Shelley provided great service and very knowledgeable and experienced with military members and was able to provide sound and helpful directions to solve complex situations that cannot be done over the phone."
We responded:
"I'm so happy to hear Shelley was able to help you! We know that everyone's situation is unique and we'll always do our best to help explain options and make sure you're getting the best service possible. Thank you so much for the amazing review - it means the world to our local business. -Karmin "
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Diane Elizabeth

September 29, 2025

5  out of  5
rating by Diane Elizabeth
"Very friendly professional service. Quick, easy, and straightforward!"
We responded:
"Thank you so much, Diane! We're thrilled to have you as a customer and really appreciate you taking time to give our office a review. My Team and I are looking forward to making everything about your insurance as easy as possible! -Karmin"
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J J

September 26, 2025

5  out of  5
rating by J J
"Personal touch and good understanding of our family situation. Put together a competitively priced insurance bundle."
We responded:
"Thank you so much for the review! And I'm so happy to hear you felt the personal attention our office strives for. We know you have options for insurance but we're committed to making sure we get to know our customers so we can always make the best coverage recommendations possible. We're grateful you chose to trust us with your insurance! Looking forward to working with you 😀-Karmin"
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Emma House

September 3, 2025

5  out of  5
rating by Emma House
"Karmin and her team are always responsive and super helpful with any of my family's insurance needs. We truly appreciate their assistance and support. They've been great to work with!"
We responded:
"We've absolutely loved working with you and your family for so many years! Can't thank you enough for the 5 stars and nice words about our office. Really appreciate amazing customers like you! -Karmin"
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Soaring Eagle Lodge Whidbey

August 5, 2025

5  out of  5
rating by Soaring Eagle Lodge Whidbey
"Karmin and her team truly excel at customer service. They respond to my inquiries almost immediately and follow up quickly with clear answers. Recently, I had an issue where I couldn’t see all my policies across two states under one State Farm login. My State Farm team in Hawaii hadn’t been able to resolve it, but after I spoke with Karmin, the problem was fixed in no time. She and her team took the extra time to identify the issue, figure out the solution, and connect me with the right State Farm corporate team to make it happen. Thank you Karmin, and Shelley, for everything you do!"
We responded:
"Ned, you're making us blush over here!! But also, can I just say the admiration and appreciation definitely goes both ways here. You are always so pleasant and understanding, and honestly, just so much fun to work with. I can't thank you enough for that! We promise to keep things related to your insurance as easy as possible and never give you any reason to leave us - lol! Thank you so much for the 5 stars!! - Karmin"
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Krista Lien

July 8, 2025

5  out of  5
rating by Krista Lien
"Working with Karmin and Tracy is always easy! They are super helpful and pleasant! Making changes and/or additions is simple, fast, and the premiums are very manageable. Thank you!"
We responded:
"Krista - you are just the best! Thanks so much for the review and we're beyond grateful to have had you as a customer for so many years (and we look forward to many more) 😁 -Karmin"
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Marcus Irwin

May 29, 2025

5  out of  5
rating by Marcus Irwin
"Karmin Landry (no relation to Tom, the Cajun football coach of old Cowboys fame) is really a super duper agent, but more importantly, an empathetic and kind lady you'd want on your team in a turbulent storm!"
We responded:
"Amazing customers like you are what keep this job fun and make my days so great. Thank you for being one of the great people out there in this world (we need more!). And we'll be here whenever you need us 😁"
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Rudolph Deck

April 19, 2025

5  out of  5
rating by Rudolph Deck
"Really fast service to start a claim process very late on a Friday afternoon! Shelley left me feeling assured that all was being cared for at this time. Helped me feel better at a stressful time."
We responded:
"We are just so happy to hear that you and Barbara are doing OK. There is nothing scarier than being in an accident and I'm so happy Shelley was there when you called and able to help reassure you about the process. We'll do everything we can to make this whole process as easy as possible and of course we're here for you with any questions you have. Thank you, Rudy! -Karmin"
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Lynn Wasechek

March 5, 2025

5  out of  5
rating by Lynn Wasechek
"The laldies in the office have always been very helpful. Thanks for your recent help Shelley. Have been using Karmin and her staff since 2011 and plan to keep doing so. Great group of people and you can't beat free ice cream on your birthday! Nice touch."
We responded:
"Aww, thanks, Lynn! We have loved working with you and your family for so many years and love hearing that the feelings are mutual. Appreciate the 5 stars and we promise to keep up the service level you've come to expect. Thank you! -Karmin"
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Ankur Talwar

March 1, 2025

5  out of  5
rating by Ankur Talwar
"I have been with State Farm for almost 28 years and Karmin Landry's since 2018. We have always been happy with State Farm. Karmin's team is highly responsive and provides excellent service."
We responded:
"We are so grateful for long term customers like you, Ankur! Thank you so much for continuing to trust State Farm, and my office, for all your insurance needs. It's truly a privilege to get to work with you and we hope that continues for many years. Thanks again! -Karmin & Team"